Payment Methods

 In order to provide you with a safe and secure environment to process your payment on our website we have selected the following providers and methods.

Sage Pay

All transaction information passed between Stephen Arnold Ltd and Sage Pay’s systems is encrypted using 128-bit SSL certificates. No cardholder information is ever passed unencrypted and any messages sent to your servers from Sage Pay are signed using MD5 hashing to prevent tampering. You can be completely assured that nothing you pass to Sage Pay’s servers can be examined, used or modified by any third parties attempting to gain access to sensitive information.

Sage Pay’s systems are scanned quarterly by Trustwave which are an independent Qualified Security Assessor (QSA) and an Approved Scanning Vendor (ASV) for the payment card brands.

Sage pay is also audited annually under the Payment Card Industry Data Security Standards (PCI DSS) and is a fully approved Level 1 payment services provider, which is the highest level of compliance. We are also active members of the PCI Security Standards Council (SSC) that defines card industry global regulation.

For more information please visit Sage Pay’s website.



If you have a PayPal account you can either use the funds within your account or pay by credit or debit card through PayPal. With PayPal’s seller protection you’ll be safe in the knowlogde that your payment is secure and your order is protected.

For more information please visit PayPal’s website.


Bank Transfer Payment

Available to customers in the UK. Should you wish to pay for your order by Bank Transfer Payment please remember to mark your order number and date on the payment reference and allow 3 business days for the funds to clear in to our account before your order can be processed.